క్యాష్, కార్డు, ఫోన్ అవసరం లేదు.. నవ్వితే చాలు పేమెంట్ చేయొచ్చు!

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డిజిటల్ పేమెంట్ యాప్స్ అందుబాటులోకి వచ్చాక చెల్లింపుల ప్రక్రియ ఈజీ అయిపోయింది.

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ఫోన్ పే, గూగుల్ పే, పేటీఎంల ద్వారా వేలాది ట్రాన్సాక్షన్స్ జరుగుతున్నాయి.

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బ్యాంకు సేవలు దాదాపు డిజిటల్ అయిపోయాయి.

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ప్రైవేట్ రంగానికి చెందిన ఫెడరల్ బ్యాంక్ స్మైల్ పే పేరిట కొత్త పేమెంట్ మెథడ్ ను తీసుకొచ్చింది.

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స్మైల్ పేతో స్మైల్ ఇచ్చి పేమెంట్ చేయొచ్చు.

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క్యాష్, కార్డు, ఫోన్ లేకున్నా డబ్బులు చెల్లించొచ్చు.

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పిన్, క్యూ ఆర్ కోడ్ అవసరమే లేదు. ఫేషియల్ రికగ్నిషన్ ఉంటే సరిపోతుంది.

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ఫేషియల్ అథెంటికేషన్ టెక్నాలజీతో దీనిని యూఐడీఏఐ కి చెందిన భీమ్ ఆధార్ పే పై రూపొందించినట్లు ఫెడరల్ బ్యాంక్ స్పష్టం చేసింది.

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యూఐడీఏఐ ఫేస్ అథెంటికేషన్ సర్వీస్ కాబట్టి ట్రాన్సాక్షన్స్ ఎప్పుడు కూడా సురక్షితంగా ఉంటాయి.

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ప్రస్తుతం ఇది ఫెడరల్ బ్యాంక్ కస్టమర్ల వరకు మాత్రమే అందుబాటులో ఉంటుంది.

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కస్టమర్లు, మర్చంట్లు ఇరువురికీ ఫెడరల్ అకౌంట్ ఉండాలి.

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ఫెడరల్ బ్యాంక్‌లో అకౌంట్ ఉండి ఫెడ్ మర్చంట్ యాప్‌ని ఉపయోగిస్తున్న వ్యాపారుల వద్ద ఈ స్మైల్ పే పేమెంట్ మెథడ్ ఉపయోగించవచ్చు.

[{"selector":"#anim-4e90dcb8-c791-40d2-bf16-ef2d381c9bbb","keyframes":{"transform":["translate3d(-103.64584%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d3e42d7c-cb3e-4097-a25b-be2196ac0ed2","keyframes":{"opacity":[0,1]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3af21494-9fd4-4e88-8b07-de1f8194bf62","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-93a60313-ba65-4c02-a20d-c0c684c7608a","keyframes":{"transform":["translate3d(-109.2219%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-17c2366b-1eba-4f6a-ba6f-47b610b19271","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3bb9cd63-e3f2-4f2e-bf84-c390ad6234a2","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

ఏదైనా వస్తువు కొన్నప్పుడు వ్యాపారి కస్టమర్ ఆధార్ కార్డు నంబర్‌ని ఆ యాప్‌లో ఎంటర్ చేస్తారు. ఆ తర్వాత ఫేస్ కెమెరాతో స్కాన్ చేస్తారు.

[{"selector":"#anim-e413f020-f129-4fec-902a-0bf8033918e3","keyframes":{"transform":["translate3d(-103.64584%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bff90d62-a588-4e1a-ad2a-9e636653b323","keyframes":{"opacity":[0,1]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d3ae1988-abef-4378-8ed9-92724b659111","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-27daff39-e606-4ea3-a1cb-3c7a13dccecc","keyframes":{"transform":["translate3d(-109.2219%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a454179b-cbb6-443f-b47e-5e9d37af22d8","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-af303ace-9464-4d1a-acc4-57d7d6f0089a","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

అదే వ్యక్తి అని కన్ఫర్మ్ అయ్యాక కస్టమర్ బ్యాంకు అకౌంట్ నుంచి డబ్బు కట్ అయి వ్యాపారి ఖాతాలో జమ అవుతుంది.

[{"selector":"#anim-74597501-41f3-4b1b-a486-3088879796f6","keyframes":{"transform":["translate3d(-103.64584%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-27645f87-60a0-461d-a7e1-6595e870cf9a","keyframes":{"opacity":[0,1]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-685eac07-9938-4a1a-8b22-3aa21aaf8a2d","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-f3309887-cf5c-4fdb-9991-ec1d50eb40b5","keyframes":{"transform":["translate3d(-109.2219%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-99628972-9565-4dba-9b6d-c8af2da7ceba","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-316f2404-9d4f-4d24-8b0b-2a3531b7859a","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

స్మైల్ పేతో సింగిల్ ట్రాన్సాక్షన్‌కు గరిష్టంగా రూ. 5 వేలు.. నెలకు ఒక కస్టమర్‌కు రూ. 50 వేలు లిమిట్‌గా ఉంది.

[{"selector":"#anim-c14a0744-4400-4b8f-b8b4-c6140609f878","keyframes":{"transform":["translate3d(-103.64584%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5385717f-6b2d-4881-a062-c794563c7e0c","keyframes":{"opacity":[0,1]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-916b3fe8-cd5f-49d6-bcd0-3b3dd5339820","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-18d2137c-2cab-46e4-a3a1-15ca119fc141","keyframes":{"transform":["translate3d(-109.2219%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6176fb1e-454f-46e2-873f-7ca7e523eb27","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5bb4a075-c11c-4637-b7a9-278eafe2ccc1","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

వెబ్ స్టోరీస్ కోసం ఇక్కడ క్లిక్ చేయండి

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